Ministry of Social Affairs and Employment

A person in debt may face attachment of income. But there should always be a minimum amount left to live on. This is called the attachment-free amount. The algorithm (which consists of a set of calculation rules) helps calculate the debtor's attachment-free amount automatically as much as possible.

The risk model (the algorithm) helps choose which NOW applications to investigate further. It gives clues as to whether the information given in the NOW application is correct. With these indications from the risk model, SZW reviews the application.